Family Protection
There are various ways to protect your family from the financial strain a death or illness may cause. We will search for the best policy for you at a rate you can afford, so that you can have peace of mind that your family will be looked after should the worst happen.
Mortgage Protection
For most of us, the largest financial commitment we ever make is the mortgage loan we use to buy our house. However, arranging the mortgage is only part of the house buying process. We also have to decide how to protect the loan.
Business Protection
The people within your business are the most valued asset you possess. How would you cope with the sudden death, long term disability or even short term illness of your key people?
- Anyone who you deem vital to the future of your business
- Your sales manager who has developed so many contacts
- Your research experts whose contribution is irreplaceable
- As owners of the business, there is the question of shares
- You also work long hours, how many people would you need?
- Anyone who has secured finance or loans need to be insured
- People with specialist skills
- Managers
- Anyone who is crucial to the day to day running of the business
Critical Illness Protection
You can add a critical illness element to your life insurance. This means that the policy would pay a tax free cash lump sum, if you were to die, be diagnosed with a terminal illness, be a diagnosed with a critical illness or become totally permanently disabled.